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LendOS Platform Overview

Executive Summary​

LendOS is a comprehensive commercial lending platform designed for agents, lenders, and fund managers in the syndicated loan market. The platform streamlines the entire lending lifecycle—from deal origination and facility management to loan servicing, secondary trading, and payment processing.

Built on distributed ledger technology, LendOS provides a single source of truth for all lending transactions, ensuring data consistency, audit trails, and multi-party collaboration. The platform combines modern user interfaces with enterprise-grade security and compliance features.

Key Benefits​

  • End-to-End Lending Operations: Manage the complete lifecycle of commercial loans from origination through maturity
  • Secondary Market Trading: Execute assignments and participations with integrated document signing
  • Real-Time Position Tracking: Monitor lending positions across deals, facilities, entities, and portfolios
  • Automated Calculations: Interest accruals, payment waterfalls, amortization schedules, and fee calculations
  • Document Management: Secure storage and electronic signing for all loan documentation
  • Multi-Party Collaboration: Support for borrowers, lenders, agents, fund managers, and other stakeholders
  • Audit Trail: Complete transaction history with immutable ledger technology

Core Features Overview​

1. Deal & Facility Management​

Create and manage syndicated loan deals with multiple facilities, pricing terms, and lender allocations.

2. Loan Servicing​

Track individual loans with automated interest calculations, payment processing, and lifecycle operations.

3. Secondary Trading​

Execute loan assignments and participations with trade documentation and settlement.

4. Position Management​

Real-time view of lending positions across all entities, deals, and facilities.

5. Payment Processing​

Automated payment calculations with approval workflows and wire instruction management.

6. Document Management​

Centralized document storage with electronic signing capabilities.

7. Account Management​

Entity profiles, portfolios, strategies, and organizational hierarchies.

8. Reporting & Analytics​

Accrual tables, amortization schedules, utilization reports, and position analytics.

System Architecture​

Technical Architecture

LendOS leverages a hybrid architecture combining:

  • DAML Smart Contracts: For immutable business logic and audit trails
  • NestJS Backend: For API services and business operations
  • React Frontend: For modern, responsive user interfaces
  • PostgreSQL Database: For operational data and caching

Learn more in our Technical Architecture Guide

Target Users​

Administrative Agents​

  • Manage syndicated loans on behalf of lender groups
  • Process payments and maintain deal documentation
  • Coordinate between borrowers and lenders

Lenders​

  • Track lending positions and exposures
  • Receive payment distributions
  • Execute secondary market trades
  • Access comprehensive reporting

Borrowers​

  • Request funding under approved facilities
  • View payment schedules and obligations
  • Submit compliance documentation

Fund Managers​

  • Manage portfolio allocations across funds
  • Execute inter-fund transfers
  • Monitor investment guidelines and limits

Traders​

  • Enter and manage secondary market trades
  • Track trade settlement and documentation
  • View market pricing and positions

Getting Started​

Quick Start
  1. Request Access: Contact your administrator for user credentials
  2. Complete Training: Review role-specific training materials
  3. Explore Sandbox: Practice in a test environment
  4. Start Small: Begin with basic operations before advanced features

This documentation is current as of the latest LendOS release. For system-specific questions or technical support, please contact your system administrator.